General Liability Insurance in Blue Island, IL
As a business owner, it is essential that you account for the financial fallout of third-party injuries, damages and legal claims. At All Insured Insurance Agency, we understand the unique challenges that your business faces and are committed to supporting your growth with sufficient general liability coverage.
Why Does General Liability Insurance Matter?
General liability insurance can protect your company’s finances if you’re held responsible for third-party injuries, property damage or advertising injuries. Without it, your business may face heavy losses brought about by lawsuits and settlements. It is important for a wide variety of businesses, particularly:
- Restaurants
- Service providers
- Construction firms
- Retailers
- Delivery companies
What Does It Cover?
A general liability policy typically includes the following coverage:
- Bodily injury coverage can help pay for related expenses if you’re held liable for a customer or another third party getting injured on your property.
- Property damage coverage can cover repairs if you or an employee causes damage to a third party’s property while doing business.
- Personal injury coverage can help pay for legal costs and related fees if your business is sued for defamation, libel or slander.
- Advertising injury coverage can be beneficial if someone accuses your business of copyright infringement.
How Much Does a Policy Cost?
The cost of your general liability insurance policy may depend on factors such as:
- Location
- Industry and risk factors
- Claims history
- Number of employees
- Annual revenue
- Policy limits and selections
- Deductible
How We Support Illinois Businesses
Our team at All Insured Insurance Agency will work with you to assess your risks and tailor a policy that fits your needs and budget. Contact us today to discuss your general liability insurance options and request a no-obligation quote.